StepUP Loans | The Salvation Army

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StepUP Loans

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You can apply for a StepUP low-interest Loan from $1000 to $5000 at 6.99% (fixed rate per annum. Rate is subject to change) for a maximum of 36 months through our Community Finance scheme centres.

To enquire about a StepUP loan, please use our enquiry form,  phone 0800 854 009 or contact one of our centres listed below.

North Island

South Island

Important information

  • BNZ lending criteria and terms apply

  • Maximum loan amount of $5,000 for 3 years

  • Loan must be for approved purposes only (no cash loans). Once BNZ approves your loan, you have 30 days to confirm what you intend to purchase and provide evidence of the cost.

  • StepUP is a community initiative between The Salvation Army,  BNZ, Good Shepherd and the Ministry of Social Development.  For more information please visit